Rovia

Rovia is a cross-border wealth management platform built for Indian residents who hold US equity compensation — RSUs, ESOPs, and stock grants from global tech employers. Founded in 2025 in Bengaluru by Shivang Badaya (CEO) and Arnav Grover (CPO), Rovia addresses a structural gap: employer brokers and US-first platforms optimize for American tax rules, leaving Indian employees to manually track INR cost basis, 24-month LTCG holding periods, Schedule FA disclosures, and foreign tax credit prep on their own. The platform ingests vest and sale data from major US plan administrators (Schwab Equity Awards, Morgan Stanley StockPlan, E*TRADE, Fidelity), computes INR cost basis at the SBI TT buying rate on each vest date, tracks per-lot LTCG countdowns under Indian law, auto-generates Schedule FA, and prepares Form 67 data for foreign tax credits on US dividend withholding. Repatriation carries zero platform FX markup — users pay their bank's wire rate, not an added spread. Rovia is registered as an SEC investment adviser in the United States. Rovia raised a $1M pre-seed round led by Antler India, with participation from CDM Capital, AC Ventures, Operators Studio, and angels across India and the US. Since beta launch, the company reports 100% month-on-month AUM growth and is tracking over $60M in RSU and equity compensation assets across employees at 300+ companies. The long-term vision is a full wealth operating system for equity-rich professionals whose financial lives span borders.